Cloud 9

Mobile image technology has the potential to transform internal business processes, particularly those that support sales and service. Just as significant as the positive impact that mobile imaging technology has on the customer experience, is what it can do for streamlining data capture. The possibilities for transforming insurers’ business processes are vast. It is a catalyst for innovation. Insurers can rethink their processes with the same creativity that they apply to customer interactions. Insurers using mobile imaging think of a mobile camera as a replacement for a PC, telephone, scanner, and printer all in one – as a picture that can be used to communicate in a variety of mediums within a single transaction. Mobile imaging technology successfully bridges the gap between the physical and digital world. As insurers consider the new power in starting with the data capture portion of business processes, rather than with the transaction, it is advisable to start with the ...

Oogwave is a free web based collaboration platform service that lets you work better together with your team, by letting you bring all your work information, files, discussions and plans to a single place and allows you to share and work together easily with your team, department or company colleagues. Oogwave Inc is founded by Sunny Pushp, CEO and Andy Cobb, President Strategy in Jan 2011. It is headquartered in Toronto, Canada. In Sept 2011, they launched Oogwave, a simple online collaboration tool, esthetically made with an appealing user interface. There is no downloads required, so it can be used from any Internet-connected device computer, smart phones and iPad. “In case you haven't noticed, work is a bit different these days. It's not just jobs changing--the whole culture is different. These days, things are moving at the speed of a tweet, and people want access to company systems and data at all times. Ba...

Mobile Payments Ecosystem Stakeholders The four potential mobile payments business model as follows: Operator-Centric Model: The mobile operator acts independently to deploy mobile payment applications to NFC-enabled mobile devices. The applications may support a prepaid stored value model or the charges may be integrated into the customer’s wireless bill.   Bank-Centric Model: A bank deploys mobile payment applications or devices to customers and ensures merchants have the required point-of-sale (POS) acceptance capability. Payments are processed over the existing financial networks with credits and debits to the appropriate accounts.   Peer-to-Peer Model: An independent peer-to-peer service provider provides secure mobile payments between customers or between customers and merchants.   Collaboration Model: This model involves collaboration among banks, mobile operators and other stak...

Overview : Fundamo is a private company based out of South Africa and builds mobile financial service products primarily used by MNOs. Its deployments have focused largely on emerging markets where the MNOs have a strong distribution network and banking services are mostly serving an elite few. Its mobile wallet and financial services infrastructure provides a full-range mobile money product (see below for features). Founded in 2000 by Hannes van Rensburg, Fundamo has grown to be a respected leader in the mobile money space. Van Rensburg has prior experience working in the financial services industry which definitely bolsters Fundamo’s credibility in delivering robust financial solutions. Key Features: Fundamo’s Mobile Wallet platform enables the full range of mobile money basics, including: P2P transfers (local and international) Airtime purchases Bill payments Balance inquiries Card and PIN management Notable Clients/Partnerships: Fundamo boasts working in more th...